Personal Loan
An affordable loan for things you need or want. Use it for consolidation, a long-awaited vacation or a special purchase.
- Fixed Rate Loan
- Flexible terms up to 48 months
- Finance amounts of $500 to $20,000
- Convenient repayment options
- No application fee
- No prepayment penalty
- Qualifies for a Patronage Dividend
- Eligible for Skip A Pay
- Military; First Responder; Graduate & First-time Discounts
- Insurance Options
Personal Loan Rates
| Terms | Rate / APR |
| Up to 36 Months | 9.99%/ 9.99% |
| Up to 48 Months | 10.99% / 10.99% |
| Up to 60 Months | 11.99% / 11.99% |
-or-
Text or Call Us – we take applications by phone during branch hours (716) 632-9328.
Documents
If you plan to use this type of loan for a consolidation, simply provide us with the following:
- Payoff dollar amount
- Payee’s name, address and account number
- Copy of most recent statement
Fax to (716) 632-1383 or memberservice@westerndivision.org
So Easy – We offer a delivery system to streamline your loan process. We can send the loan documents to you via email to sign electronically and return so you don’t even have to come into the branch. It is so simple, once completed we can put the proceeds directly into your Western Division savings or checking account , mail a check or wire the funds for you.
