Don’t use those high interest rate retail credit cards to shop this year. We have two great products to get your shopping done at a great rate that won’t hurt your holiday budget!
Holiday Loan
- 6.99% APR
- Finance amounts of $500 to $3,000
- Term of 12 months for repayment
- Convenient repayment options
- No application fee
- No prepayment penalty
-or-
Text or Call Us – we take applications by phone during branch hours (716) 632-9328.
VISA Credit Card
- 9.99% APR
- 1% Rebate on retail purchases *
- Credit limits up to $15,000
- No application fee
- No annual fee
- 25 day grace period on purchases
- Combine that with our Digital Wallet and shopping has never been easier or more affordable.
-or-
Text or Call Us – we take applications by phone during branch hours (716) 632-9328.
* A 1% Rebate will be credited at each statement cycle to the cardholders account for all net retail purchases. Balance transfers and cash advances are not eligible. Other restrictions may apply.
