At Western Division we love our toys as much as you do! We are known as Home of the Great Rate and great rates = lower payments for you!  That’s why Western New Yorker’s choose us to finance their toys!  We make the approval easy, fast and a payment you can afford so you can get out and enjoy yourself ASAP!

Don’t forget to ask about our Military; First Responder; Graduate & First-time Discounts

Let’s Do This! Complete the application below and we will get right back to you!

Motorcycle Rates

Same Rate for new or used motorcycles
TermsRate / APR
Up to 24 Months4.24% / 4.24%
Up to 25-36 Months5.99% / 5.99%
Up to 37-54 Months6.24% / 6.24%
Up to 55-66 Months6.49% / 6.49%
Up to 67-78 Months6.74% / 6.74%

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Recreational Rates

Same Rate for new or used: ATVs, UTVs, dirtbikes, wintercraft, watercraft, RVs, trailers, tractors
TermsRate / APR
Up to 24 Months4.24% / 4.24%
25-36 Months6.24% / 6.24%
37-54 Months6.49% / 6.49%
55-66 Months6.74% / 6.74%
67-78 Months6.99% / 6.99%
79-180 Months7.24% / 7.24%

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